Work until 65 is not a plan. It's a default. There are 10 proven paths out — and you don't need to be a millionaire for most of them.
| Path | Target Number | Avg. Years |
|---|---|---|
| Fat FIRE | $3,500,000 | 20–30 |
| Cash Flow FIRE | $1,200,000 | 15–20 |
| Traditional FIRE | $1,000,000 | 10–17 |
| Slow FIRE | $1,000,000 | 20–25 |
| Hybrid FIRE | $700,000 | 8–15 |
| Barista FIRE | $600,000 | 10–15 |
| Expat FIRE | $600,000 | 7–12 |
| Lean FIRE | $500,000 | 5–10 |
| Baby FIRE | $250,000 | 5–8 |
| Coast FIRE | $200,000 | 5–10 then coast |
Indicative, USD, moderate lifestyle in a mid-cost country.
Instant download. Read it in one sitting. Use it for years.